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Mobile Payments Adoption: A Function of Access and Convenience
With mobile payments on the horizon and much media coverage in recent weeks about new product launches (e.g., PayPass Wallet Services), a logical question emerges: Why would consumers choose to adopt...
View ArticleMobile Payments: the Pathway to Inclusion in India
India is a market that has always fascinated me—so large, so diverse, so educated, and yet so un-banked. According to the World Bank, only 35 percent of Indians have an account with a financial...
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Mobile Payments: Don’t Underestimate the Cool Factor
At a cocktail party recently, I was talking to a handful of people about how much we rely on mobile phones to run our daily lives. Naturally, given what I do for a living, I threw out a comment about...
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Unbanked in the United States: Turning to Alternative Financial Service Products
The lingering economic situation in the United States has taken its toll on US consumers in several ways–lost jobs, lower wages, shaken confidence and less access to traditional banking products. The...
View ArticleM-Commerce: Mobile Payments Starting Point in Japan
As we continue to showcase the Mobile Payments Readiness Index (MPRI) around the world, I have enjoyed the discussions with colleagues, clients, analysts, and consultants about the unique challenges...
View ArticleMobile Payments Getting the Jolt They Need in Low-Value Payments
Mobile Payments are starting to take shape in the United States and Canada. Yes, as we say on the Mobile Payments Readiness Index (MPRI), it’s still very early days for this payment type; however some...
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Purchase Power of Global Teens Tops $819 Billion
I often get the opportunity with financial institutions to discuss consumer trends and how these impact our industry. One of the key findings of the trends research we analyze is that the youth and the...
View ArticleSmall Businesses: Making the World Go Round
Intuitively we all know that small businesses make the world tick – they are where you buy the newspaper on your way to the train in the morning, where you pick up your dry cleaning on your way home...
View ArticleNotes from the NRF Show: Retailers Take Heed Because Times are a Changin’
This week in New York at the National Retail Federation’s yearly conference, a theme of change and evolution in the retail world resonated loudly. Multi-channel shopping, new payment form factors, and...
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It’s Consumers Who Can Make Mobile Payments Happen
With any new technology there is always a chicken-or-egg discussion. What will it take for—name the product—to be successful? The same product adoption curve holds true with the discussion around...
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I Get Knocked Down but I Get Up Again: Fraud Victims Still Conduct Financial...
It seems those consumers who use the Internet favor convenience over fear. In a recent study commissioned by Jumio, 83 percent of respondents are worried about identity theft, while still continuing...
View ArticleSmall Businesses: Under-banked, But Not by Choice
Last week, I was a panelist at the National Federation of Community Development Credit Unions Conference in Baltimore. The Federation caters to credit unions serving the underserved. I was impressed...
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Mobile Payments: Don’t Underestimate the Cool Factor
At a cocktail party recently, I was talking to a handful of people about how much we rely on mobile phones to run our daily lives. Naturally, given what I do for a living, I threw out a comment about...
View ArticleClik here to view.
Unbanked in the United States: Turning to Alternative Financial Service Products
The lingering economic situation in the United States has taken its toll on US consumers in several ways–lost jobs, lower wages, shaken confidence and less access to traditional banking products. The...
View ArticleM-Commerce: Mobile Payments Starting Point in Japan
As we continue to showcase the Mobile Payments Readiness Index (MPRI) around the world, I have enjoyed the discussions with colleagues, clients, analysts, and consultants about the unique challenges...
View ArticleMobile Payments Getting the Jolt They Need in Low-Value Payments
Mobile Payments are starting to take shape in the United States and Canada. Yes, as we say on the Mobile Payments Readiness Index (MPRI), it’s still very early days for this payment type; however some...
View ArticleClik here to view.
Purchase Power of Global Teens Tops $819 Billion
I often get the opportunity with financial institutions to discuss consumer trends and how these impact our industry. One of the key findings of the trends research we analyze is that the youth and the...
View ArticleSmall Businesses: Making the World Go Round
Intuitively we all know that small businesses make the world tick – they are where you buy the newspaper on your way to the train in the morning, where you pick up your dry cleaning on your way home...
View ArticleNotes from the NRF Show: Retailers Take Heed Because Times are a Changin’
This week in New York at the National Retail Federation’s yearly conference, a theme of change and evolution in the retail world resonated loudly. Multi-channel shopping, new payment form factors, and...
View ArticleClik here to view.
It’s Consumers Who Can Make Mobile Payments Happen
With any new technology there is always a chicken-or-egg discussion. What will it take for—name the product—to be successful? The same product adoption curve holds true with the discussion around...
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